$39/ month for bloggin is really expensive. as far as I can see BlogToolKit.com give a lot of e-book and tools for your bloging business. So, you pay $39/month only to get the knowledge how to successful in bloging.

In the short run, this website can give you incredible boost to make money in your blog. but for the long run, this website will not give you much. since you already know how to success get money from bloging.

So I think you can hosting with paid hosting for about $7 per month. you can install wordpress using fantastico. you can customize with plugin you want and find free theme for your blog.
At the first year maybe you don't make much money since you don't know much about how to make money using blog. but you can learn from many source like businesseducationsite.com
So in long run you will more traffic and get more money using your blog.
Without BlogToolKit.com you still can make a lot of money. but you need to be patient.